Verification services for safer lending

Field Investigation

On-ground verification of applicants, residences, and businesses by trained field investigators.

• Physical site visits by trained investigators
• Residence and business premises verification
• Neighbourhood and reference checks
• Photographic evidence and visit documentation

Document Verification

Authentication of KYC, income, and property documents submitted by loan applicants.

• KYC, identity, and address document checks
• Income and bank statement validation
• Property and tax document verification
• Forgery and tampering risk screening

Banking & Financial Verification

Confirmation of banking details, financial obligations, and repayment behaviour.

• Bank account and statement verification
• Existing loan and obligation checks
• Repayment track record validation
• Financial profile cross-verification

Residence & Business Verification

Confirmation that the applicant resides and operates where they claim to.

• Residence stability and ownership checks
• Business existence and operational status
• Office and premises verification
• Neighbourhood confirmation

Property Verification

Independent confirmation of property ownership, valuation, and legal standing.

• Ownership and title verification
• Property existence and condition inspection
• Encumbrance and legal status checks
• Valuation reasonableness review

Personal Discussion & Background Checks

Structured personal discussions and background screening of applicants.

• Face-to-face personal discussion
• Employment and reference verification
• Background and reputation checks
• Discrepancy identification and reporting

Reports & Quality Control

Structured, reviewed reports with a documented quality-control layer before delivery.

• Standardised verification reports
• Independent quality review before approval
• Documented findings and exceptions
• Secure, authorised report delivery